Boca Raton Mortgage Broker
Boca Raton's Trusted Mortgage Broker
Ed The Lender helps Boca Raton homebuyers, move-up buyers, and investors get the right mortgage at the best rate. Palm Beach County expertise, 500+ loans closed, 24-hour response.
Why Boca Raton Buyers Choose Ed
Boca Raton is one of Florida's most desirable real estate markets — from gated communities in West Boca to oceanfront estates and luxury high-rises. Ed The Lender has the lender relationships and local knowledge to get your deal done. Whether you're a first-time buyer, move-up buyer, or seasoned investor, Ed will find the right loan for your situation and close on time.
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Boca Raton Mortgage Loan Options
Ed shops dozens of lenders to find the right product for your Palm Beach County purchase or refinance.
Conventional Loans
Competitive conventional financing for Boca Raton's move-up and luxury market.
Jumbo Loans
Financing above conforming limits for Boca Raton's higher-priced homes and estates.
Refinance
Rate-and-term or cash-out refinance. Ed shops dozens of lenders to find your best option.
Investment Property Loans
DSCR and conventional investment loans for Boca Raton rental properties.
First-Time Homebuyer Loans
FHA and low-down-payment conventional programs for first-time buyers in Palm Beach County.
Boca Raton Mortgage FAQ
Common questions from Boca Raton homebuyers and homeowners.
What is the average home price in Boca Raton?
Boca Raton median home prices typically range from $500k to well over $1M depending on the neighborhood. Ed works with conventional, jumbo, and portfolio loan products to cover the full range of Boca's market.
Do I need a jumbo loan to buy in Boca Raton?
Not always — it depends on the purchase price and your down payment. The 2025 conforming loan limit is $806,500. Ed will advise whether a conventional or jumbo loan is the right fit for your purchase.
Can Ed help with gated community or HOA financing in Boca Raton?
Yes. Ed is experienced with the unique financing requirements of Boca Raton's many gated communities and HOA-governed properties.
Does Ed serve Palm Beach County?
Yes — Ed serves all of Palm Beach County including Boca Raton, Delray Beach, Boynton Beach, West Palm Beach, and surrounding areas.
How quickly can I get pre-approved in Boca Raton?
Ed can typically issue a fully underwritten pre-approval within 24–48 hours. In Boca's competitive market, having a strong pre-approval letter can make the difference in a multiple-offer situation.
Ready to Buy or Refinance in Boca Raton?
Get a free, no-obligation consultation with Ed. Fast response, honest advice, and access to dozens of lenders.